Share Rates

SHARES ACCOUNT (Effective: 04/01/2023)
Account type	Fees	Dividend Rate	APY***
Regular Shares (Savings) $5 min balance *	No Monthly Fees	0.50%	0.50%
Share Draft (Checking) **	No Monthly Fees	0.00%	0.00%
* $5 minimum balance required. Regular Share rates are estimated for the month. Dividends declared monthly.
** No Balance requirement and No Service Charges on Share Draft accounts. Unlimited check writing. Online Bill Pay Services. Debit Cards upon approval.

HIGH YIELD SHARE ACCOUNT (Effective: 12/01/2024)
Account Balance	Dividend Rate	APY***
$0 < $2,499.00	2.90%	2.93%
$2,500 < $9,999	3.00%	3.03%
$10,000 < $19,999	3.10%	3.14%
$20,000 < $49,999	3.20%	3.25%
$50,000 < $74,999	3.30%	3.35%
> $75,000	3.40%	3.45%
TERM CERTIFICATES * (Effective: 12/01/2024)
Term	Dividend Rate **	APY***
6 Month Certificate	4.00%	4.06%
9 Month Certificate	4.00%	4.06%
1 Year Certificate	4.00%	4.06%
18 Month Certificate	3.80%	3.85%
2 Year Certificate	3.55%	3.60%
3 Year Certificate	3.45%	3.49%
4 Year Certificate	3.45%	3.49%
5 Year Certificate	3.45%	3.49%
Student 1-3 Year Certificate	4.00%	4.06%

* 500.00 Minimum Balance on all Term Certificates

** Dividends paid quarterly from certificate origination or renewal date

*** APY = Annual Percentage Yield.

Rates subject to change without notice.

Contact the credit union to confirm dividend/rates and for terms and further information applicable to the advertised rates and accounts

Fees may reduce earnings on all accounts. Early withdrawal penalties may apply to all certificates